Most businesses are wary of hourly billing—and it’s not hard to see why. It can feel like signing an open-ended cheque, especially when you’re unsure what’s happening behind the scenes. But for complex work like bookkeeping and financial management, hourly billing is often the most honest and flexible approach as long as it’s backed by clear, reliable data. For Australian...
You may have started hearing about the Australian Taxation Office’s (ATO) upcoming Payday Super changes—and if you’re a small business owner, they’re worth paying attention to. Set to take effect starting 1 July 2026, these changes will alter the way employers pay superannuation contributions for their employees. While this is designed to benefit workers, it also has important implications for...
In a time when headlines constantly highlight economic pressure, rising inflation, and soaring interest rates across Australia, it’s easy to blame these external factors for the increasing rate of business insolvencies. But is this the full picture? A deeper analysis reveals a more nuanced reality that business owners need to understand to safeguard their enterprises. The Alarming Trend in Australian...
In the current Australian business landscape, small and medium enterprises (SMEs) are facing a perfect storm of challenges. Rising operational costs, crippling labour shortages, and increasingly complex regulatory requirements have created an environment where survival, let alone growth feels like an uphill battle. But amidst these obstacles, one factor stands out as the difference-maker between businesses that merely survive and...
By Ryan Miller
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External CFO | News
Cash flow is the lifeblood that sustains operations, fuels growth, and ensures long-term sustainability in any business. If you don’t have enough cash to cover your obligations, everything will come to a grinding halt. As the financial stewards of organisations, CFOs – in-house or outsourced – play a pivotal role in optimising cash flow, ensuring liquidity, and effectively managing working...
By Ryan Miller
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External CFO | News
For many businesses, a merger or acquisition (M&A) presents a promising path to growth, market expansion, and brand fortification. Yet, venturing into the M&A realm can be daunting. The intricate dance of valuations, due diligence, and negotiations demands a careful waltz of strategic planning and informed decision-making. While an M&A advisor is a useful resource in this time, the costs...
By Ryan Miller
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External CFO | News
As the fireworks fade and the buzz of New Year’s resolutions settles, it’s time to shift our focus to the real work: building a thriving business in 2024. And what better foundation than a rock-solid financial plan? Ditch the generic resolutions and embrace these 10 actionable strategies to conquer your financial goals and propel your business forward. Chart your course...
By Ryan Miller
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External CFO | News
The Chief Financial Officer (CFO) in a company plays a vital role in growing the business. They’re responsible for overseeing the company’s financial performance, providing strategic advice to the CEO and other executives on financial governance and strategy, and making strategic financial decisions such as whether to invest in new products or markets, raising capital, financing growth, risk management or...
By Ryan Miller
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External CFO | News
Navigating the world of business tax can feel incredibly overwhelming and confusing. Complex regulations, ever-changing laws, and the daunting prospect of audits leave many businesses wondering: how can we minimise our tax burden while remaining compliant? This is where the expertise of a Chief Financial Officer (CFO) is invaluable. Beyond traditional financial management, CFOs offer invaluable tax planning and tax...